Trump Pushes 3 Massive Credit Changes Feb 1st: The 10% Rate Cap and Your New Credit Score
The landscape of American finance is shifting overnight as the Trump administration pushes through three massive credit changes effective February 1, 2026. From a controversial 10% interest rate cap to the long-awaited inclusion of rent and utility payments in credit scoring, these updates offer both a lifeline and a warning. Discover why banks are tightening underwriting and how you can protect your access to capital in this high-stakes credit revolution. Don’t let your score drop—read our exclusive survival guide now!